Can I Get a Mortgage with Bad Credit and No Cosigner?

Can I get a mortgage with bad credit and no cosigner?


I was wondering if it was at all possible to get a mortgage with bad credit and no cosigner? If it’s a no what are some of the steps I need to make sure I can qualify for a mortgage in the future, or what I can do aside from having a cosigner to ensure I get approved.


Thank you.


By Canadalend
Hi there and Thank you for reaching out to the Canadalend team with your inquiry.

Regarding being able to get a mortgage with bad credit and no cosigner, Yes of course!


Chances are you may not be able to get approved through an “A” or “B” lender, but you will be able to get approved with a private lender. The interest rate and fees will be higher as opposed to a financial institution but taking the private mortgage will give you time to rebuild your credit and eventually get approved with a financial institution.

A full list of the services and mortgage options are listed on our website:
Feel free to contact a member of the Canadalend team directly if you have more questions by calling us at: 1-866-422-6536
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    Thank you Canadalend for helping me with mortgage approval advice.
    so hellpful with their responses to mortgage related questions
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    Very Helpful financing and lending information!