Residential Mortgage Loan Canada

Edited by Admin
Residential Mortgage Loan Canada

I need a residential mortgage, I have been rejected by my bank because I recently got discharged from a consumer proposal. Can Canadalend still help me get a residential mortgage even under these circumstances?

Would it be better to just list my husband as the main one with income as his credit is better than mine?

What can I do on my part to make sure we are approved for a residential mortgage? 


By Canadalend

Hi there,

Thank you for reaching out to the Canadalend team with your question regarding residential mortgage loans.

In this circumstance Candalend would get you approved through an Alternative lender or a Private lender despite your consumer proposal. If you wanted to list your husband as the main one on title you would just have to ensure that the husband qualifies by himself without you being on title.


To ensure you get approved for a residential mortgage it would be great to all the required documents in order, such as your mortgage statement, tax bill, home insurance, income verification as well as a copy of your I.D. 

I hope this has helped to answer your question.
Remember to contact our team of mortgage professionals today for more information about the options available to you.
Level 6 (XP: 2400)
5 years ago
Need more information about the residential loan options available to you? Contact a member of our team today and see how we can help!


4 member reviews
    By Mark
    Thank you Canadalend for helping me with mortgage approval advice.
    so hellpful with their responses to mortgage related questions
    The Canadalend team helped me when I had no where else to turn. Thank you so much
    By Flux
    Very Helpful financing and lending information!